Low Mortgage Rates. Local Expertise. Personalized Service.

At Simply Home Mortgage, we know every borrower’s journey is unique. That’s why we provide personalized mortgage solutions, local expertise, and the guidance you need to achieve your dream of homeownership in California.


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Mortgage Resources

Loan Options Tailored to You

    Whether you’re buying your first home, upgrading, or investing, we have programs to fit every situation:

    • FHA Loans – Low down payment options for first-time buyers.
    • VA & USDA Loans – Special programs for veterans and rural buyers.
    • Conventional & Jumbo Loans – Flexible solutions for high-value homes.
    • Non-QM & Bank Statement Loans – Designed for self-employed and unique financial situations.
    • Reverse Mortgages – Unlock equity and stay in your home.
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Refinance With Confidence

Refinancing can lower your monthly payment, shorten your loan term, or free up cash for life’s big expenses.

Programs for Every Buyer !

No matter your goals, our team is here to support you every step of the way.

Mortgage Payment Calculator

Calculate how much your monthly mortgage payment could be.

* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

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Why Choose Simply Home Mortgage?

  • Local California experts who understand your market.
  • Fast, transparent process with no hidden surprises.
  • Dedicated loan officers who treat you like family.
  • Competitive rates designed to save you money.
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We're Here for You...

Every step of
the way

We understand the mortgage and refinance process can be stressful. That's why we're here as your partners to finance the home of your dreams with full transparency and clarity

View our Recent Blogs

Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620

Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.

What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)

Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.

Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why
Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why

The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.

What our clients say about us!

This is the best mortgage broker in the Cerritos, CA area. I received the lowest interest rate after comparing offers from four different loan agents. I highly recommend this broker to my friends.

Let's Connect


Serving homeowners in Los Angeles County, Orange County, and throughout California.
Phone: (562) 688-2635
hello@simplyhome.mortgage